2017年华东理工大学来华留学生保险须知

华东理工大学来华留学生保险须知

一、保险办理

1、来华留学生必须有保险

 我校规定学历生、语言生和交流生（学习时间6个月及以上），需要在我国大陆购买团体综合保险，作为其办理新学期入学注册手续的必备材料，该保险包括平安险、人身意外伤害医疗险、住院医疗保险等基本内容。该保险由中国平安保险公司提供，具体说明可详见学校发放的《平安养老保险股份有限公司来华人员综合保险保障计划简介》。中国政府奖学金生保险由国家留学基金管理委员会统一购买，上海市政府奖学金生和校长奖学金生保险由学校统一购买。

2、已购买保险的来华留学生

在本国已办理保险的，报到注册时仍需购买来华人员综合保险；若已在我国大陆购买符合规定的保险，则须出示保单原件，提交复印件并在《保险承诺书》上签字。 

3、保险费用

保费1年人民币800元、半年400元，具体说明可详见学校发放的《平安养老保险股份有限公司来华人员综合保险保障计划简介》。

二、保险服务

1、参保学生购买保险时，会得到一份保险简介手册，请认真阅读，及时了解保险相关责任及免除责任说明。

2、参保学生购买保险时，会得到一张保险卡。如身体不适或需得到就医指导、治疗建议或需得到理赔事宜说明等时，可拨打卡上24小时服务电话：400-810-5119转1键。

3、如需了解更多保险内容，请及时登录联华国际网站 （）查询。

三、注意事项

 1、既往症、先天性疾病属于来华人员综合保障计划的免除责任，慢性病次年不得续保，如有违反相关规定由本人承担相关法律及经济责任。

 2、留学生保险对于就诊医院规定为：公立医院（国际部除外）、普通科室就诊费用。 不包含私立医院、公立医院内的特需病区、外宾病区、高干病房、VIP病房等同类病区发生的费用。

 3、住院押金问题，因为保险不包含自费项目，这部分费用需要学生自付。

 4、保险生效日说明：我校留学生保险生效日统一为8月25日和2月25日，不是按照实际缴费时间计算。

华东理工大学国际教育学院

2017年3月7日

Insurance Information for International Students in ECUST

I. Insurance purchase

1. All international students are required to join the insurance program

Degree students, language students and exchange students who will study in ECUST for six months or more are required to purchase insurance which covers death insurance, accidental disability insurance, medical insurance of accidental injury and hospitalization and medical insurance in China. It’s provided by Ping An Annuity Insurance Company. The insurance of Chinese government scholarship students is purchased by the China Scholarship Council. The insurance of Shanghai government scholarship students and ECUST President scholarship students is purchased by the school.

2. For international students who have already purchased insurance

The international students who have already purchased insurance in their own countries are still required to purchase insurance in China. The international students who have already purchased insurance in China are required to submit the original copy of insurance receipt and to sign for Letter of Commitment.

3. Insurance fee

Ping An Insurance Company of China provides the international students with insurance programs,which costs 800 RMB one year and 400 RMB for half a year.

II. Insurance Services

1. Students who purchase insurance will receive a document outlining the insurance contents. Please read this carefully in order to understand what is covered and what is not covered by the insurance.

2. Students who purchase insurance will receive an insurance card. If you feel unwell or would like medical advice, treatment recommendations or reimbursement information, please call 400-810-5119 (listed on the card) and select option 1 for English service. This hotline is operated 24 hours.

3. For further information, please visit United China International’s webpage: http://www. ***

ⅢNotes

1. Any previous medical history or congenital disorders are not covered by this insurance plan.Chronic illnesses will only be covered for the first year after onset. Any legal fees incurred because of illegal behaviour are not covered.

2. International student insurance covers public hospital expenses (excluding international departments) and regular outpatient service expenses. It does not cover private hospitals or special needs wards, foreigners’ wards, senior cadres’ wards, VIP wards, etc in public hospitals.

3. The insurance does not cover the deposit for hospitalization. Thus, students are expected to pay this themselves.

4. Effective date of this insurance is on Aug 25^th and Feb 25^th, not the purchasing time.

College of International Education, ECUST

2017-03-07